Surprisingly enough, not many people are aware that they can purchase iPad 2 insurance for their device. As a result, they are putting their iPad at risk of theft, damage and other unforeseen events. They only have themselves to blame if the inevitable happens to their device, and you can avoid going through the same ordeal by protecting yourself with a much needed insurance policy. Here's why you should invest in this vital protection to secure your device right now.
Why Do You Need Insurance?
The fact is, there are a lot of risks to your iPad 2 that you may not have thought about. Perhaps you consider yourself to be someone who is careful with your personal devices, so why would you spend on iPad 2 insurance? Well firstly, it may not be due to your own personal negligence that your device gets stolen. Someone may break into your home or your car and just make off with your iPad just like that. You could be walking on the street and someone might just snatch your bag and you'll have lost your device. Whatever happens, you need an insurance policy to be sure that you won't have to pay out through the nose to replace it.
How Does iPad 2 Insurance Work?
When you are protected by much needed insurance, your insurer is contracted to replace or repair your iPad if it is lost, stolen or damaged. In exchange, you pay a monthly premium for the duration of your insurance policy, and an excess fee when you make a claim. Typically, to prevent abuse of the system, you are only allowed to claim on your policy twice in a calendar year. This was introduced after people started to "lose" their iPads to cash in on their policy while actually selling off their iPad to someone else. Compared to the replacement cost of your iPad 2 and the benefit of knowing that you are covered for all the aforementioned risks, the premium is peanuts.
Is iPad 2 Insurance Expensive?
A common misconception that many people have is that iPad 2 insurance is expensive. It really isn't, in fact it only costs between four to five pounds a month. The expensive prices that you have encountered are due to the fact that you are insuring through the Apple store, which is essentially a very roundabout way of going about it. The Apple store is the middleman in the equation, acting as an agent for the real insurers and taking a big cut of the profits in the process. If you go directly to the insurer, you can save a lot of money and get a better policy to boot. Insurers like Lloyds TSB and Barclays have excellent policies for you to choose from.
All in all, there's no question that iPad 2 insurance is a must. The only question is, which iPad 2 insurance policy should you choose to protect your expensive new device?
Full Protection To Landlords Through Let Property Insurance All That You Needed To Know About Cheap Buy To Let Insurance Is Your Home Alone?
0 comments:
Post a Comment